Head office: Merchant House, 30 Cloth Market, Newcastle Upon Tyne, NE1 1EE continue we'll assume you are happy to receive them. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Type of membership: Member, Holmesdale Building Society At times, the lender and buyer might not accept the insurance. Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Type of membership: Member, Barnsley Building Society [1] The value of gross mortgage advances in 2021 Q2 was 89.0 billion, over double the amount seen in 2020 Q2, and the highest level since 2007 Q3 (Table A and Chart 1). New build warranties can affect your mortgage application. Head office: No 1 Whitehall Riverside, Leeds, LS1 4BN, DX 14085 Leeds 1 Use tab to navigate through the menu items. Key benefits of a . Type of membership: Associate, Retirement Plus Limited Type of membership: Member, Manchester Building Society Type of membership: Member, JPMorgan Chase Bank, N.A. Type of membership: Member, Counties Home Loan Management Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Type of membership: Member, Newbury Building Society Head office: 1 Callaghan Square, Cardiff, CF10 5BT Head office: 2/6 Cross Street, Swiss Mill Court, Beeston, Nottingham, NG9 2NX Our address is Level 2, 20 St Thomas St, London, SE1 9RG. Head office: 105 Albion Street, Leeds, LS1 5AS Type of membership: Associate, Capstone Mortgage Services Limited Best for lower credit scores: Rocket Mortgage. Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. Head office: Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, DX 11798 BRADFORD Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ Head office: The Lakes, Northampton, NN4 7SH, DX 712280 NORTHAMPTON 12 Not all defects on the title or property are accepted for indemnity insurance. Head office: Portland House, New Bridge Street, Newcastle Upon Tyne, NE1 8AL, DX 61010 NEWCASTLE UPON TYNE Accord Mortgages. LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a credible Latent Defect/Structural Warranty product, which caters for their needs. Company number 10250295. Carrington: Best for borrowers with weaker credit. This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. It is a requirement of most lenders in the UK to have a structural warranty on all new build properties, converted properties, or residential properties less than 10 years old. Protek Group Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority. There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Head office: Centurion House, 24 Monument Street, London, EC3R 8AJ Type of membership: Member, Church House Trust Plc Type of membership: Member, Barclays The best mortgage lenders. Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 We are continually updating lenders on the products we supply and the coverage provided. fellow or member of the Royal Institution of Chartered Surveyors (FRICS or MRICS); or, fellow or member of the Institution of Structural Engineers (F.I.Struct.E or M.I.Struct.E); or, fellow or member of the Chartered Institute of Building (FCIOB or MCIOB); or, fellow or member of the Architecture and Surveying Institute (FASI or MASI) (only if in conjunction with a FCIOB or MCIOB qualification); or, fellow or member of the Chartered Association of Building Engineers (C.Build E MCABE and C.Build E FCABE); or, member of the Chartered Institute of Architectural Technologists (formerly British Institute of Architectural Technologists) (MCIAT); or, architect registered with the Architects Registration Board (ARB). Type of membership: Member, Stroud & Swindon Building Society warranty providers. Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. . Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 Type of membership: Member, Market Harborough Building Society Eddie Othman - Senior MD & Head of Residential Mortgage Warehouse Lending (212) 273-5878: Wells Fargo Bank, N.A. Authorized advisors are able to research mortgage lenders criteria in granular detail across many lenders. Type of membership: Associate, PMI Mortgage Insurance Company Limited Better: Best for refinancing. Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 Type of membership: Member, Astra Mortgages The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Head office: 3rd Floor, 5-10 Bury Street, London, EC3A 5AT footnote. Head office: 4 Queens Square, Belfast, BT1 3DJ Type of membership: Member, Bank of Scotland Type of membership: Member, The Mansfield Building Society Type of membership: Associate, Wragge & Co Type of membership: Member, West Bromwich Mortgage Company Limited Registered in England No: 3642459 | Website by, https://lendershandbook.ukfinance.org.uk/lenders-handbook/, IPIDs (Insurance Product Information Documents). Head office: 25 Basinghall Street, London, EC2V 5HA Head office: 76 Upper Ground, London, SE1 9PZ In some cases this may mean working with .. All rights reserved. If you do find your lender is not listed below, please contact us and we will assist you. @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! A PCC is widely recognised and accepted by over 85% of high street lenders as an alternative to a structural warranty and can enable a buyer to obtain a mortgage. An Architect must be registered with the Architects Registration Board even if also a member of another institution, eg The Royal Institute of British Architects (ARIBA). 500: Atlanta: GA: 30328: Kip Buss (470) 307-3511: Western Alliance Bank: 2701 East Camelback Road, Suite 110: We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. All rights reserved. BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. A CML Certificate is granted where the consultant has supervised the building of the property and confirms that it has been built in accordance with the plans and to a satisfactory standard. Type of membership: Associate, Irish Permanent International The information contained within Criteria Brain is for advisor use only but by completing the simple form, you could be speaking to an advisor who can answer this question and many more. Natalie Campisi, Andrea Riquier. which Q can offer to satisfy the mortgage lending criteria. Head office: Rowcroft, Stroud, Gloucestershire, GL5 3BG, DX 122260 STROUD-3 As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Best Mortgage Lenders of February 2023. Type of membership: Member, Cheshire Mortgage Corporation It means lenders will not release the mortgage funds until your solicitor has received confirmation from the builder that the property has passed a pre-handover inspection by NHBC or another warranty provider. Check out this list of full members and associate members of the Council of Mortgage Lenders together with contact details :-, Abbey Just email us your plans or planning reference number! Type of membership: Associate, Unisys Ltd Clarification of existing guidance and rules is useful given that expectations on forbearance and impairment is contained in various thematic reviews, ad-hoc guidance, and market studies published over many years by the FCA and its predecessor, the Financial Services Authority (FSA). Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH December is a festive time, with a lot of eating, drinking and often, spending. UK Mortgage Lender Approval. LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a . For more property-related statistics, download the PDF below. Type of membership: Associate, Landmark Information Group Ltd Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL Approved Mortgage Lenders. Consumer protection: Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Head office: Portman House, Richmond Hill, Bournemouth, BH2 6EP Edenbridge, For borrower-paid monthly private mortgage insurance, annual premiums from MGIC, one of the country's largest mortgage insurance providers, range from 0.17% to 1.86% of the loan amount, or $170 . Type of membership: Associate, Excel Insurance Solutions It must be administered by a professional consultant, like an architect. Head office: Talbot House, Talbot Street, Nottingham, NG80 1TH Type of membership: Associate, PricewaterhouseCoopers Type of membership: Member, Accord Mortgages Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Protek Group Limited FCA Reg. Head office: Level 25, 1 Churchill Place, Canary Wharf, London, E14 5HP Head office: 4 Market Square, Stafford, ST16 2JH, DX 701367 STAFFORD-3 Best for flexible down payment options: Chase Bank. Head office: The Mound, Edinburgh, EH1 1YZ Type of membership: Member, Yorkshire Bank A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Protek Group Limited, Type of membership: Member, Progressive Building Society Type of membership: Member, CHL Mortgages Some lenders will simply not accept applications for homes with leased panels. At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Bracknell, Berkshire, RG12 1RP and each mortgage lender will have their own standards which. 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